Northern Beaches mortgage brokers

Get a tailored financing solution at no cost

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palm beach, northern beaches sydney

Our local mortgage brokers will do all the hard work for you.

When looking at the different available mortgage options, it can be overwhelming and stressful to work out your borrowing capacity, compare different interest rates and determine your weekly, fortnightly or monthly repayments. Not all lenders or banks suit all borrowers, which is why we have direct relationships with over 60 lenders in the loan market, not just the big four, and compare hundreds of different loan options.

We understand that finding the right mortgage isn’t a one-size-fits-all approach, which is why our Northern Beaches mortgage brokers take the time to get to know you. We’ll look at your financial situation in alignment with your short and long-term financial goals to find a loan that matches your needs. Whether you are looking for a mortgage to purchase your own home or an investment property or to renovate or refinance, our Northern Beaches mortgage brokers will take the stress out of finding the right loan.

How our Northern Beaches Mortgages brokers can help

  • Loan pre-approval

    Avoid missing out on your dream home and secure pre-approval ahead of time. Our team of mortgage brokers on the Northern Beaches of Sydney can help you understand exactly how much you could borrow and any associated costs, such as stamp duty. We can also advise if there are any home-buying incentive schemes that you may be eligible to apply for.

  • First home buyer loans

    Our Northern Beaches mortgage brokers are specialists in working with first home buyers. They’ll support you throughout the mortgage journey and liaise with your conveyancer and real estate agent to ensure your interests remain a top priority during the buying process.

  • Variable or fixed home loans

    When you partner with us, our team will handle all parts of the process. Our Northern Beaches mortgage brokers work with you to find the best home loan for your long-term goals. Our direct lender relationships allow us to access a vast array of loan options, some of which are not available if you go it alone.

  • Construction loans

    If you want to build a new home or undertake major renovations, a mortgage with an added construction option is worth considering. Our experienced mortgage brokers on the Northern Beaches understand the complexities of construction finance, from approval to managing drawdowns throughout the building process, to ensure you have the finances you need from start to finish.

  • Property investment loans

    There is a lot to consider when investing in a property, including the location, expected rental returns, vacancy rates and other associated features that could affect your investment’s capital growth and tenant appeal. As experienced Northern Beaches mortgage brokers, we provide a full-service approach, looking beyond the obvious do’s and don’ts to ensure you understand all parts of the process so that you reap the benefits of your investment.

  • Commercial property loans

    There are many loan options available for commercial property purchases. Finding the right commercial loans will depend on whether you purchase the property directly as an investor, through your self-managed super fund or as a business owner. Our mortgage brokers on the Northern Beaches will provide expert advice on the available commercial lending options, providing you with the information to confidently make the right choice.

  • Development Finance

    Ideal for small to medium-sized development projects, our Northern Beaches mortgage specialists will find a custom financing solution to match the specific needs of your project.

  • Self Managed Super Fund loans

    If you are looking to add a residential or commercial property to your SMSF, a specific SMSF property loan could be the perfect option. Our team can compare self-managed super fund loans from leading Australian providers, tailoring a solution that matches your unique situation.

  • Refinancing

    Interest rates are continually changing, so we suggest reviewing your loan annually to see if there is a better rate or loan feature. Refinancing can save you tens of thousands over the life of your loan whilst also allowing you to unlock equity in your home to fund renovations, purchase a new vehicle, or use it as a deposit for another property purchase.

  • Asset Finance

    Find the right finance for your next asset purchase with the help of our Northern Beaches mortgage brokers. We will compare your asset needs against our extensive panel of lenders to determine which finance product will give you the best long-term outcome at a competitive interest rate. Asset finance loans can fund purchases such as a new car, a caravan, a boat, a motorcycle or other asset purchases.

processing a loan application for a home purchase on the northern beaches

The type of clients we help

Homeowners

When looking to move to a smaller or larger property or refinance, finding mortgage solutions that tick all the boxes is important. Our Northern Beaches mortgage experts will work with you to secure the best loan option for your specific goals.

Self employed borrowers

Despite what you might think, there are a number of options available when you are self-employed and looking to buy property. Our team will look into every option available to find the right outcome, from liaising with your accountant to exploring your financial situation and BAS statements.

 

First home buyers

Purchasing your first home is a huge achievement and one to celebrate. But navigating the process, including finance options, can also be stressful and overwhelming. Our team of Northern Beaches mortgage brokers help first time homebuyers through the entire process, from finding the right mortgage options to loan approval and ongoing throughout the life of your loan.

 

Property investors

As mortgage experts, we can assist with loans for investment properties. Whether you are a first-time investor or already have one or more investment properties, we can ensure you get access to competitive rates and faster loan approval.

Legal and medical professionals

Certain lenders will offer specific loan options for medical and legal professionals such as lawyers, accountants, doctors, surgeons, veterinarians and physiotherapists. We will compare the options with over 60 direct lender relationships to provide the best solution for your loan needs.

Andrew Bure, Northen Beaches Mortgage Broker

Why use our team of Northern Beaches mortgage brokers?

  • In-depth knowledge of the Northern Beaches market

    Our local expert mortgage brokers deeply understand the Northern Beaches real estate market, from Manly to Mona Vale and Palm Beach. Our valuable knowledge of property values and the pros and cons of different neighbourhoods can make all the difference when finding the right home or investment property.

  • Save time and effort

    When you work with our mortgage brokers on the Northern beaches, we handle all the paperwork and relevant communication between all parties, ensuring the process remains on track. We will ask you for all the proper documentation so that the application process is streamlined and accurate.

  • Access over 60 different lenders

    With over 60 direct lender relationships and access to hundreds of individual loans, we ensure we find the right home loan product to meet your financial and personal requirements. Our team does all the heavy lifting for you, presenting our recommendations based on our understanding of your situation.

  • We'll put your best interests first

    Our approach is based upon a ‘long-term’ outcome. We ensure we select the best loan option for your financial needs, ensuring you are paying only what you should be over the life of the loan.

     

  • We don't charge an advice fee

    We don’t charge our clients a service or advice fee; we receive a commission directly from your chosen lender. Our services are 100% free for our clients and we will always advise you in writing about what we expect to receive in terms of compensation from the lender before submitting any applications on your behalf.

     

  • On-going loan support

    Our focus is on building relationships rather than counting transactions. Our commitment to you extends well beyond the loan approval, supporting you throughout the entire life of your loan. We are always here to offer support, advice and assistance with any issues, questions or problems that arise along the way. We also perform periodic checks to ensure you are still getting the best rates and features available.

Streamlining the mortgage application process

Finding the right mortgage product and navigating the application process can be complex, depending on your situation. Working with our team of Northern Beaches mortgage brokers will ensure a straightforward and hassle-free experience. For a professional, honest and transparent process where your priorities come first, contact our experienced team to learn more.

Learn more



Townsend Wealth client at their office
image of a house financed through a Northern beaches Mortgage Broker

Let us help you secure the right finance

If you would like to find out more about our mortgage broking services or book an appointment with one of our mortgage advisors, fill out the below and we will be in touch.

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